Which type of deed provides the greatest protection to the grantee?

A general warranty deed offers the greatest protection to the grantee compared to other types of deeds. This type of deed guarantees that the grantor holds clear title to the property and has the right to convey it. It provides several important covenants, which include the promise that the title is free from any liens or encumbrances, as well as a promise to defend the title against any claims that may arise.

The covenants included in a general warranty deed protect the grantee from future disputes over ownership or claims against the title, potentially extending back to the property’s origins. This contrasts with other deeds, such as quitclaim deeds, which provide no warranties and solely convey whatever interest the grantor may have without affirming that the title is clear. A bargain and sale deed typically conveys property but does not include the same assurances regarding the title, while a special warranty deed only warrants against claims arising during the grantor's ownership, providing less security than a general warranty deed.

Thus, the comprehensive protective nature of a general warranty deed makes it the most beneficial for a grantee in the context of real estate transactions.