Which type of deed implies that the grantor has title but does not warrant against any encumbrances?

Study for the Rhode Island Real Estate Sales Test. Access multiple choice questions with detailed explanations. Prepare effectively and ace your exam with confidence!

The correct choice is the bargain and sale deed. This type of deed implies that the grantor possesses the title to the property and has the right to convey it, but it does not provide any warranties against encumbrances, meaning the grantor is not guaranteeing that the title is free and clear of issues such as liens or other claims.

Bargain and sale deeds often simply indicate that the property is being sold "as is." This means the buyer accepts any potential problems associated with the property without recourse against the seller for any undisclosed issues. This is a vital feature that differentiates it from other types of deeds, such as general warranty deeds, which offer full warranties against title defects, and special warranty deeds, which provide limited warranties covering only the period during which the grantor owned the property. The quitclaim deed, on the other hand, transfers whatever interest the grantor may have in the property without any warranties or guarantees about the title itself.

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