Which of the following would be considered a general lien?

Study for the Rhode Island Real Estate Sales Test. Access multiple choice questions with detailed explanations. Prepare effectively and ace your exam with confidence!

A general lien refers to a legal claim on a person's property, which typically extends to all the property owned by that individual, rather than just a specific asset. In this context, a judgment lien is classified as a general lien because it arises when a court grants a creditor an interest in the debtor’s property to secure payment for a debt. This means that the judgment lien can potentially attach to any and all property owned by the debtor, providing the creditor with a broad claim against the debtor's assets.

Other types of liens, such as a mechanic's lien or a mortgage lien, are generally considered specific liens. A mechanic's lien secures payment for work performed or materials supplied for a specific property, while a mortgage lien secures the mortgage debt to that particular property. Similarly, a vendor's lien may be placed specifically on a property involved in a sale until payment is received. Therefore, these specific liens do not have the same broad reach over the debtor's overall assets as a judgment lien does, which is why the judgment lien is identified as the correct answer in this scenario.

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