Which of the following is NOT covered by title insurance?

Title insurance serves to protect property owners and lenders from losses related to defects in a property's title. This includes issues such as ownership disputes, forged signatures, and claims from incompetent grantors.

When it comes to unsecured personal loans, these are financial obligations that do not involve a lien against a specific property. Title insurance specifically covers legal claims and defects related directly to the ownership of real estate and does not provide coverage for personal debts that could affect the owner's financial situation. Since unsecured personal loans are not tied to the title of the property, they fall outside the scope of title insurance coverage. This distinction is critical in understanding what risks title insurance mitigates versus other financial matters.