Which of the following is another term for a mortgage?

A mortgage is often referred to in different contexts and under various terms, but one of the most relevant synonymous terms is "deed of trust." A deed of trust is a legal document that secures a loan by transferring the title of the property to a trusted third party, known as a trustee, until the loan is repaid. This arrangement functions similarly to a mortgage, where the lender has a claim on the property if the borrower defaults. Thus, calling a mortgage a deed of trust lien captures the essence of this security interest in the property.

While a loan agreement relates to the contractual terms of borrowing money, it does not specifically denote the property security aspect that a mortgage or deed of trust represents. Equity trust and property collateral also touch on aspects of real estate financing but do not directly equate to a mortgage. Therefore, referring to a mortgage as a deed of trust lien highlights its function in securing the loan against the property much like a mortgage does.