What right does a taxpayer have before a tax sale?

The equitable right of redemption is a crucial concept for taxpayers facing a tax sale. This right allows property owners to reclaim their property by paying off the delinquent taxes, along with any accrued interest and penalties, before the actual sale takes place. This mechanism provides protection for taxpayers, acknowledging their ownership rights even in the event of tax delinquency.

Through the equitable right of redemption, the law offers homeowners a chance to prevent the loss of their property due to unpaid taxes, thereby ensuring that they can maintain their stake in the real estate. It underscores the principle that property ownership should not be forfeited without a fair opportunity to settle any outstanding financial obligations.

In contrast, options like the right to restructure debt may not apply directly to the context of a tax sale, as it typically pertains to broader financial arrangements rather than specific obligations related to property taxes. The right to contest ownership might relate to disputes about who holds title but does not address the issue of unpaid taxes. Meanwhile, the right to receive compensation does not directly pertain to the situation of a tax sale, as it implies a financial redress that isn't typically involved when delinquent taxes are at play.